Insurance for international students

You need to review your insurance coverage before arriving in Sweden. We recommend that you are covered by health insurance and home insurance as a minimum. As an international student you are covered by the Swedish State's Insurance for students at Swedish universities during school hours. You might also be partially covered by your home country, depending on your citizenship.

Insurance during school hours

All students in Sweden, regardless of nationality, are covered by the Swedish State's Insurance for students at Swedish universities through Kammarkollegiet. The insurance is an accident insurance that applies if you have an accident and suffer a bodily injury during school hours plus while travelling to and from the school.

Insurance for university students in Sweden on Kammarkollegiet's website

Health insurance

Get health and dental checkups before departure

Before departure, get health or dental checkups. If needed, make sure you have enough personal medications needed for the length of your stay in Sweden. Be sure to leave the labels on medication packaging and have your prescription with you as border/airport security may ask to see this.

Home insurance

We strongly advise all students regardless of nationality or length of stay to take out home insurance (in Swedish: hemförsäkring) for your stay in Stockholm. As a tenant you will be responsible if anything gets damaged or stolen from your student room or flat during your rental period. 

If you are eligible for a Swedish Personal Number, you may take out home insurance through any Swedish insurance company once you have received your number.

The insurance conditions stated in the agreements between Kammarkollegiet and Karolinska Institutet take precedence over the information on this page.

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